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Home Mortgage Loans

Citizens State Bank offers a variety of locally funded in-house home loans. Because our products cover every financing method available, Citizens State Bank offers a wide range of loans featuring low down-payments, low interest rates, fast friendly service, affordable loan terms, and first-time home buyers assistance when available through Kansas state sponsored programs. Our mortgage department can assist you with a mortgage to fit your needs.

  • Free pre-application screening
  • Low down payments
  • Low closing costs
  • Long-term loans
  • Adjustable rate mortgages
  • Fixed rate mortgages
  • Construction loans
  • Low interest rates
  • Fast efficient closings


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