We offer loans that meet your needs with flexibility and convenience.
Operating Lines of Credit
Citizens State Bank has been in this community since 1907. We have been through many cycles in agriculture over the years. We are proud to support our local farmers and are committed to their success. Let us put our experience to work for you. We offer crop and livestock lines of credit.
Features
- Fast, local decision making
- Friendly guidance from a lender you can trust
- Loan terms tailored to your specific needs
- Competitive rates
- Make payments online, by phone, mail or in one of our branches
Livestock Loans
Citizens State Bank makes loans for all types of livestock. We can amortize a 5 to 7 years breeding stock loan or a term or line of credit for feeders.
Features
- Fast, local decision making
- Friendly guidance from a lender you can trust
- Loan terms tailored to your specific needs
- Competitive rates
- Make payments online, by phone, mail or in one of our branches
Equipment Loans
Citizens State Bank’s loan officers have years of personal farm experience. Whether you need to update your tractor or another piece of equipment we are here to help! We offer Ag Equipment Loans and Leases.
Features
- Fast, local decision making
- Friendly guidance from a lender you can trust
- Loan terms tailored to your specific needs
- Competitive rates
- Make payments online, by phone, mail or in one of our branches
Real Estate Loans
Citizens State Bank is here for you whether you are wanting to purchase your first farm or whether you are wanting to expand. We know the importance of wanting to have your name on a piece of land or passing it down to the next generation. We offer Ag Real Estate Loans and First Time Farmbuyer Loans.
Features
- Fast, local decision making
- Friendly guidance from a lender you can trust
- Loan terms tailored to your specific needs
- Competitive rates
- Make payments online, by phone, mail or in one of our branches
Municipal Equipment Lease
Citizens State Bank offers municipal equipment leases. If you are involved with a City, County, Township, School, Fire District or RWD and are purchasing equipment, let us bid your project.
Features
- Fast, local decision making
- Friendly guidance from a lender you can trust
- Loan terms tailored to your specific needs
- Competitive rates
- Make payments online, by phone, mail or in one of our branches