Which account is right for you?
1
To earn a higher rate of interest, will you always keep more than $1,500 in your checking account?
yes
Platinum Interest Checking
An account for those interested in higher interest!
- FREE 1st box of standard checks
- Higher interest rate with a balance of $1,500 or more
- Competitive interest if balance falls below $1,500
- Only $6 monthly charge if minimum balance falls below $1,500
no
2
Will there be anyone 50 years or over signing on this account?
yes
50 Plus Interest Checking
A perfect account for customers 50 and over!
- FREE 1st box of standard checks
- Competitive interest
- No minimum balance
- No monthly service charge
no
3
Does anyone plan to have direct deposit or an automatic payment with this account?
yes
Easy Interest Checking
Earn interest with the convenience of direct deposit or any automatic payment!
- FREE 1st box of standard checks
- Competitive interest
- No minimum balance
- No monthly service charge
no
Totally Free Checking
A FREE account for everyone!
- FREE 1st box of standard checks
- No minimum balance
- No monthly service charge
Totally Free Checking
- Free 1st box of Standard Checks.
- Limitations: Only $50.00 to open this account.
Easy Interest Checking
- Free 1st box of Standard Checks.
- Rate Information: This Account is an interest bearing account. The interest rate and annual percentage yield are included in the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue on the business day you make your deposit. Interest will be compounded monthly and will be credited to the account monthly.
- Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the prinicpal in the account each day. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed annual percentage yield.
- Limitations: Only $50.00 to open this account. You must also have a Direct Deposit or Automatic Payment set up with this account.
50 Plus Interest Checking
- Free 1st box of Standard Checks.
- Rate Information: This Account is an interest bearing account. The interest rate and annual percentage yield are included in the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue on the business day you make your deposit. Interest will be compounded monthly and will be credited to the account monthly.
- Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the prinicpal in the account each day. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed annual percentage yield.
- Limitations: Only $50.00 to open this account. There must also be a signer that is 50 years of age or over on the account.
Platinum Interest Checking
- Free 1st box of Standard Checks.
- Rate Information: This Account is an interest bearing account. The interest rate and annual percentage yield are included in the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue on the business day you make your deposit. Interest will be compounded monthly and will be credited to the account monthly.
- Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $1,500.00 in the account each day to obtain the higher interest rate for this account. If your account falls below $1,500.00 in the account any day you will receive the same interest rate as the Easy Interest Checking. You will have the lesser of either 30 days or two statements cycle’s grace period from when you first opened the account to get the balance up to $1,500.00.
- Limitations: Only $50.00 to open this account
- Account Fees: A maintenance charge fee of $6.00 will be imposed every statement cycle if the balance in the account falls below $1,500.00 any day of the cycle.