As of 01/2023

Facts: What does Citizens State Bank of Marysville do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information;the reasons Citizens State Bank of Marysville chooses to share;and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

• Does Citizens State Bank of Marysville share? YES
• Can you limit this sharing? NO

For our marketing purposes – to offer our products and services to you.

• Does Citizens State Bank of Marysville share? YES
• Can you limit this sharing? NO

For joint marketing with other financial companies –

• Does Citizens State Bank of Marysville share? NO
• Can you limit this sharing? We Don’t Share

For our affiliates’ everyday business purposes – information about your transactions and experiences.

• Does Citizens State Bank of Marysville share? NO
• Can you limit this sharing? We Don’t Share

For our affiliates’ everyday business purposes – information about your creditworthiness.

• Does Citizens State Bank of Marysville share? NO
• Can you limit this sharing? We Don’t Share

For nonaffiliates to market to you

• Does Citizens State Bank of Marysville share? NO
• Can you limit this sharing? We Don’t Share

Questions?

Call 785-562-2186

What We Do?

How does Citizens State Bank of Marysville protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom this access is appropriate.  

We may collect personal information when you enter data into an application for new products or services or when you use our websites, products, or services. Personal information may include your name, access number, other credentials, home or other physical address, Social Security Number, the contents of your communications with us, telephone number, and email address. Additionally, we may collect certain electronic data, such as your geolocation, IP address, keystrokes, website interactions, and device identifier.

How does Citizens State Bank of Marysville collect my personal information?

We collect your personal information, for example, when you

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes – information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

• Citizens State Bank of Marysville does not share with our affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

• Citizens State Bank of Marysville does not share with nonaffiliates so they can market to you

Joint Marketing

A formal agreement between nonaffiliated financial companies that market financial products or services to you.

• Citizens State Bank of Marysville doesn’t jointly market.

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Supplemental Mobile Privacy Disclosure

Facts: What does “The Citizens State Bank of Marysville” do with your personal information from the mobile application?

Why?

The mobile application requests access to information stored on your device such as location, camera, contacts, images, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account.

It is important for you to understand that:

• Before granting access to this information, you will be prompted to give the application that permission.
• If you do not wish to grant that permission, you may decline.
• If you later change your mind, those permissions can be updated in your device’s settings.

What?

Some examples of information your app will request access to are:

• Location – Your location is used to prevent fraudulent activity and to display locations near you.
• Contacts – Allowing access lets you add contacts to use with features that allow you to send money via your mobile app. We will only add the contacts you choose, and that information will not be shared.
• Camera/Images – This app uses your camera to capture check images, take picture of receipts, scan ID, scan authorized QR codes and to conduct video chat.

How?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

The application information is retained in accordance with state and federal record retention laws. Please contact us to determine specific timeframes for your personal stored information and if that information may be deleted.

Questions?

Please contact “The Citizens State Bank of Marysville” at “785-562-2186” regarding questions about the information included in this Mobile Privacy Disclosure or questions about this application.